New Year New BLOG 365

 HAPPY NEW YEAR !

I didn't think 2024 would ever get here...

This will be 1 of 2 postings for today, I have my first race of the year later this afternoon and will do re-cap, in the meantime enjoy!

Have you chosen your 2024 Word? The 'Word' that will best describe you, your outlook on life, your goals??

↓ Here's Mine ↓

** Driven **

1a: having a compulsive or urgent quality

1b: determined to succeed: highly energetic and motivated

1c: relentlessly compelled by the need to accomplish a goal; very hard-working and ambitious:

**********

** My 2024 INTENTIONS **

1. Healthy Physical Lifestyle

--> 5K/10K/Half Training

--> Continued Better Nutrition

--> Loose 15 pounds

--> Silver Sneakers Class X3 a week

--> Add Zumba ?maybe? 

--> Kettlebell routine

--> Earlier bedtime 

2. Healthy Spiritual Lifestyle

--> Prayer/Devotion Daily

--> Continue Bible Studies

3. Healthy Emotional Lifestyle

--> Trying for Family Connection

[family dinners/celebrations/date night]

--> Connect with Friends/Send Cards/Gal Pal Luncheons

4. Healthy Mental Lifestyle

--> Mah-jongg with Friends

--> Be outside more/Hike/Pictures

--> Clubs/Community Involvement

5. Healthy Financial Lifestyle

--> Monthly 'no Un-Necessary Spending Challenge' 

[↓ nuNSC days/total days of month↓]

Jan 25/31, Feb 26/29, Mar 23/31, Apr 22/30,

May 22/31, Jun 25/30, Jul 25/31, Aug 22/31,

Sep 23/30, Oct 23/31, Nov 22/30, Dec 25/31

--> When calculating checkbook 'deduct'/'roundup' extra 1$ ['extra' $ padding for cushion]

-->Pay off CC debt...should be done in 3or4'ish months

[ it's crazy that when you pay off a card your credit score goes down ] 

-->Cash Envelope/Sinking Funds

[SF budget needed/$$saved-carry over= ?balance?]

⮚💰Hair 500$/218$ = 282$ balance

⮚💰PetCare 350$/350$ = DONE

⮚💰In:Out Projects 500$/237$ = 263$ balance

⮚💰Trips 4500$/2330$ = 2170$ balance

[trips also include various 'day' adventures

with Gal Pal Karrell]

⮚💰Car Maintenance 1000$/590$ = 410$ balance 

[increased budget amount Ethel needs new tires next year]

⮚💰Promo Items 1200$/0.0$ = 1200$ balance

[ 2024 Promo items already purchased-will start 2025 saving starting June??]

⮚💰2024 Christmas 2000$/416$ = 1584$ balance

⮚💰Emergency Fund 1000$/00$ = 1000$ balance

                                                  TOTAL = 6909$ balance

6. Healthy Professional Lifestyle

--> Continue w/radio segment

--> More active as Influencer, Promoter, Ambassador, Encourger

--> Get photos published in various newspapers

--> Promote Ambassadorships